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Days at BMO
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Head-Start Day /30
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Days to 60-Day Check
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Days to Month-4 Call
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Christopher Collins Sr. · CQS Business Solutions · June 2026

The Six-
Month Build

15 messages a day is the whole job. Not the website. Not one more feature. 15 touches a day × 30 days = July starts with money coming in.
Auto-saves on this device as you go. No file saved yet.
Day to day this remembers itself — just open it. Hit Save once a week (or after big changes) to keep a backup file. That file is how you move to another phone, or recover if browser data ever gets cleared.
TICKET 01
 

When the Money Lands

Jun 15
Last day at BMO. Sign the Release the day it hits OneSpan. File with IDES the same week.
Late Jun
Final paycheck + 1 week vacation payout
~$650 vac
Mid Jul
401(k) distribution arrives (true after-tax value ~$9,000 — park the rest for April 2027)
~$10,100–10,800
Mid Jul
First unemployment payment, then weekly
$415–580/wk
Aug
Severance lump sum, net of withholding
~$4,750
Jul 20 →
OUT: wife's student loan, monthly
−$580/mo
$24.5K–$28.7K
Total 6-month runway
3–5 wks
The float gap (late Jun → mid Jul). Cards OK; payoff day = 401(k) day.
After ~$11K committed (burn + storage + loan)~$2,250–2,950/mo to live
TICKET 02
 

Two Perspectives

Household

Old BMO take-home~$3,100/mo
Runway covers, to live$2,250–2,950/mo
Committed: storage (Mom's things)$165/mo
Committed: student loan (Jul 20+)$580/mo
InsuranceVia wife's job ✓
6-mo committed (burn + storage + loan)~$11,000

Business

Monthly burn~$1,160
Self-funding break-even$1,160/mo rev
Gross target (= $4,200 profit)$5,500/mo
…as subscribers~250 @ $22
…as audits~55/mo @ $99
…hybrid25 audits + 125 subs
TICKET 03
 

The 6-Month Ramp

 
Target band (top of range) Actual collected Month-4 line: $2,500

Type each month's actual collected revenue. Bars update live and save automatically.

 
Month-4 decision (end of October):
ON TRACK — keep building≥$2,500/mo + ≥30% MoM growth
PIVOT — job search goes primary<$1,000/mo, or 2 flat months
TICKET 04
 

Head-Start Scoreboard JUN 11 → JUL 11

Day — of 30
Touches Today
0
GOAL: 15 TODAY
 
CAMPAIGN: 0 / 320 touches
Paid Audits
0
GOAL: 10 BY JUL 11
Subscribers
0
GOAL: 3–5 BY JUL 11
Week Cumulative Results due
Jun 11–17 60 List of 150 attorneys · 2 testimonials from free users
Jun 18–24 135 2–3 paid audits booked
Jun 25–Jul 1 210 5–6 audits delivered · 1–2 subscribers
Jul 2–11 320+ 10 audits ($990) · 3–5 subs · 1 referral ask each

The pitch, one line: “I asked ChatGPT who handles [practice area] in [town]. You didn't come up. I can show you why in 15 minutes — $99.”

TICKET 04B
 

Daily Log DID YOU HIT 15?

Day Date Touches 15?
No days logged yet. Your first touch today starts Day 1.
 
TICKET 05
 

The 60-Day Checkpoint AUG 14 · WITH HER

$1,000 collectedMoney in the account — audits + subscriptions combined. Not promised. Collected.
15 paying customers or paid auditsAt least 3 from strangers — proves the funnel works beyond people who know you.
Audit → subscriber conversion ≥25%1 in 4 audit customers converts to a plan. This predicts whether Month 6 happens.
Check the boxes as they're hit. 2 of 3 = on track. 0–1 = job search goes primary, app goes to nights and weekends.
TICKET 06
 

The Closed List ONE CORNER AT A TIME

Voice Memo systemThe biggest box on the board. Done.
Closed Jun 11
Bluehost stale-cache fix (E-537467)Blocks revenue. Nothing else does. Escalate to resolution or decide migration.
Open
Direct Publish end-to-endPublish → live page → fresh serve, verified on two devices.
Open
blog_publisher in /api/refund/autoShamroz: one allowed tool_names entry. Stop-button refund path.
Open
Launch scope FROZEN in writingWhat v1 is. Nothing reopens a closed box except a paying customer's bug.
Open

Voice Memo, Teams, and everything else on the Shamroz board: post-launch. His hours are revenue-path only for 90 days.

The deal, in writing: for six months the household brings in as much as BMO paid — severance, unemployment, the 401(k), and what the business earns.

At day 60 we look at three numbers together. Two of three and I keep building. Less than that and the job search goes first — no argument, no extension.

Either way: 15 messages a day, every working day. That's the whole job.

THE SIX-MONTH BUILD · v2 · SERVER-PERSISTENT · BUILT JUN 11 2026

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